Terms of Service

​The following Terms of Service, together with any documents expressly incorporated by reference (collectively, this “Agreement”), are entered into by and between You (“You”, or “Your”) and H4 Ventures LLC (the “Company”, “We”, “Us”, or “Our”) (each a “Party” and collectively, the “Parties”). This Agreement governs Your access to and use of any and all of the Services provided by the Company, as defined below.

The Company offers several certification and professional development programs (each a “Program” and collectively, the “Programs”). Programs may be delivered via an in-person format, a real-time virtual interactive format over a video conferencing service, or a self-paced online format.

Programs may be accessed over the internet via one of the Company’s several web-based resources, including, but not limited to the Company website and web-application located at ldt.co (the “Platform”) (together, the Programs and Platform are collectively the “Services”). Each of the Services offered by the Company are further described in the Company Services Description.

The Services may provide You with a wide range of resources and learning material developed by the Company, which includes, but is not limited to, all concepts, designs, templates, presentations, workshops, session deliverables, processes, procedures, systems, plans, know-hows, data, text, graphics, logos, images, photographs, audio and video media, software, files, libraries, scripts, results and all other materials provided on, downloaded from, or generated via the Platform, including any of the foregoing generated using interactive features and aspects of the Platform or any Program (the “Content”). Company Services include the associated Content, along with any updates, enhancements, modifications, revisions, additions, replacements, or conversions thereof.

PLEASE READ THIS AGREEMENT CAREFULLY. THIS IS A LEGAL AGREEMENT. BY USING OR ACCESSING ANY SERVICES PROVIDED BY THE COMPANY, YOU AGREE THAT THIS AGREEMENT WILL BECOME A LEGALLY BINDING AGREEMENT BETWEEN YOU AND THE COMPANY.

You may enter into this Agreement as an individual or legal entity that purchases or subscribes to Services from the Company and authorizes access to those Services (the “Customer”) and/or any individual authorized by the Customer to access and use the Services, which may include (i) the Customer, if the Customer is an individual, or (ii) the Customer’s or its affiliates’ employees, contractors, or agents (each, a “User” and collectively, the “Users”).

A. Legal Entity as Customer. If You enter into this Agreement as a Customer on behalf of a legal entity, You represent that You are a duly authorized representative with the authority to bind that legal entity to this Agreement. All references to the “Customer”, “You” and “Your” in this Agreement mean the person accepting this Agreement as the legal entity for which the representative is acting in their capacity as a Customer.

B. Individual Person as Customer. If You enter into this Agreement as an individual Customer on behalf of Yourself, all references to the “Customer”, “You” and “Your” in this Agreement mean the person accepting this Agreement as an individual acting in their capacity as a Customer.

C. Individual Person as User. If You have been identified by a Customer as an authorized User to access and use the Services, You agree to also comply with this agreement as a User. All references to the “User”, “Users”, “You” and “Your” in this Agreement mean the person accepting this Agreement as an individual in their capacity as a User.

D. Individual Person as both Customer and User. If You as an individual have purchased or subscribed to Services as the Customer and have also authorized Yourself to access and use the Services as a User, You agree to comply with this Agreement as both a Customer and User. All references to the “Customer”, “User”, “Users”, “You” and “Your” in this Agreement mean the person accepting this Agreement as an individual in their capacity as a Customer and User.

If You have been provided access to any Services through a separate enterprise legal agreement between an organization with which You are affiliated and the Company, such as a Master Subscription Agreement (“MSA”), such MSA will govern Your access to and use of the Services and incorporates by reference this Agreement.

As a condition of accessing or using any Services provided by the Company, You agree to be bound by and to abide by all policies and procedures set forth in this Agreement that apply to Your role as a Customer and/or User, including those incorporated by reference.

Terms of Use, Privacy Policy, and Disclaimer

The Company’s Privacy Policy, and Disclaimer are hereby incorporated by reference into this Agreement. Except as modified by this Agreement, each of those agreements and policies shall apply fully to govern Your access to and use of any of the Services. In the event of a conflict between any of those policies and this Agreement, this Agreement shall govern.

Ordering Services

The Customer may order a subscription to one or more specific Services through an online registration or order form approved and authorized by the Company (each an “Order Form”). All Order Forms (i) identify the specific Services subscribed to by the Customer; (ii) specify the number of Users authorized to access the Services; (iii) specify the duration for which the Customer has subscribed to and all Users are granted use and access to the Services as set forth in the applicable Order Form (“Subscription Term”); (iv) specify any and all fees to be paid for access to the specified Services during the Subscription Term (“Subscription Fee”); (v) specify the interval at which the Subscription Fee is to be billed to the Customer over the duration of the Subscription Term (“Billing Interval”); (vi) are governed by and incorporate by reference this Agreement; and (vii) are signed or accepted by authorized representatives of both Parties.

An Order Form may also contain details about the automatic renewal of the Customer’s subscription, including, but not limited to, (i) the duration for which the Customer will renew the existing subscription to the Services after the Subscription Term has ended, as set forth in the applicable Order Form (“Renewal Term”); and (ii) the price at which the Customer will pay any and all fees for continued access to the specified Services for the upcoming Renewal Term (“Renewal Fees”). If the Order Form does not specify a Renewal Term, the Renewal Term shall default to the same time duration as the Subscription Term. If the Order Form does not specify the Renewal Fees, the Renewal Fees shall default to the same value as the Subscription Fee.

Any subscription to Services made pursuant to an Order Form is subject to the terms of this Agreement. An Order Form may contain additional or different terms, conditions, and information regarding the Services the Customer is ordering as authorized and agreed to by the Company. In the event of any conflict or inconsistency between this Agreement and any Order Form authorized and agreed to by the Company, the applicable Order Form controls and governs over this Agreement, to the extent necessary to resolve the particular conflict or inconsistency only.

User Eligibility

Company Services are offered and available to users who are 18 years of age or older. By accessing or using the Services, You represent and warrant that You are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If You do not meet all of these requirements, You must not access or use the Company Services.

Account Information

Each User accessing and using the Services is required to have a unique individual online identity for the purposes of accessing the Services over the internet (“User Account”). Each User Account will be provided by the Company and requires each User to maintain a unique username and password. The Company may reject, or require that a User change, any such username or password, in the Company’s sole discretion. Each User is entirely responsible for maintaining the security of the User Account username and password, and agrees not to disclose or make the User Account username or password accessible to any third party.

Users may also be required to provide personal information to register for and to access or use any Services as a part of creating and maintaining a User Account. Each User represents and warrants that any such information, including, but not limited to, name and e-mail address, is and will remain accurate and complete, and that the Company has no liability whatsoever for errors and omissions in any User’s personal information. The User agrees that all information the User provides to register with the Services or otherwise, including but not limited to through the use of any interactive features on the Platform, is governed by the Company’s Privacy Policy, and the User consents to all actions the Company takes with respect to the User’s information consistent with our Privacy Policy.

The Company takes the protection of Your personal data seriously and employs commercially reasonable security measures to safeguard the information You provide while using the Services. However, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, while the Company strives to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Users may not share a User Account with any other individual, unless otherwise expressly pre-approved by the Company in writing. Users may not share any login credentials or passwords regarding the foregoing with any other individual. Each User acknowledges that sharing of any such rights is strictly prohibited. Every User’s right to use or access Services is personal to the User and not assignable or transferable. You shall promptly notify the Company in the event the Customer or any individual User becomes aware of any unauthorized use of a User Account.

Payments

In consideration of the Users’ access to the Services, the Customer agrees that the Company may charge the Customer’s credit card, debit card, or other payment mechanism selected by the Customer and approved by the Company (“Payment Method”) for all amounts due and owing in connection with the Customer’s use of the Services, as set forth in the applicable Order Form or otherwise used or ordered by or for the Customer through the Services, including set up fees, one-time fees, non-recurring fees, overages, per-use charges, Subscription Fees, recurring fees, and any other fees and charges associated with the Services or the Customer’s account (“Charges”).

The Customer agrees to promptly update the Customer’s Payment Method as necessary to allow for timely payment. Changes made to the Customer’s Payment Method will not affect Charges that the Company submits to the Customer’s chosen Payment Method before the Company could reasonably act on the Customer’s changes. Additionally, the Customer agrees to permit the Company to use any updated Payment Method information provided by the Customer’s issuing bank or the applicable payment network and to charge the Customer’s current primary Payment Method by using the details of such Payment Method saved in the Company’s system, even if such Payment Method is declined. The Company further reserves the right to use the Customer’s backup Payment Method to the extent one is provided. By adding a backup Payment Method, the Customer authorizes the Company to process any applicable Charges on the Customer’s backup Payment Method if the Customer’s primary Payment Method is declined.

The Company does not store any of the Customer’s credit card information or such other information for processing payment and has partnered with payment gateways to collect payment for the Services. By using a third-party payment provider, the Customer agrees to abide by the terms of such a payment provider. The Customer agrees that in case the Company’s third-party payment provider stores any such information, the Company will not be responsible for such storage, and it will be solely at the Customer’s discretion to allow the third party to store such information. Any loss of such information or any loss incurred by the Customer due to the usage of such information will be solely a loss incurred by the Customer, and the Company is in no way liable for any such losses and is neither responsible to reimburse or make good such losses in any manner whatsoever.

The Customer agrees that the Company may contact the Customer at any time by email, push notifications, or other method with information relevant to the Customer’s subscription, billing, and use of the Services.

Taxes

Unless otherwise stated in an Order Form, the fees do not include sales, use, value-added, or other similar taxes or duties, and any such taxes shall be assumed and paid by the Customer except those taxes based on the net income of the Company. The Company will invoice the Customer any applicable tax.

Price Changes

The Company reserves the right to change the price of the Subscription Fee, Renewal Fee or any of the relevant Charges at any time. If the Customer is on a subscription plan, any changes to the Charges will not apply until the Customer’s next Billing Interval or thirty (30) days after notice, whichever is later (“Rate Change Notice Period”). If the Customer does not terminate or modify the affected Services within the applicable Rate Change Notice Period, then the Customer shall be deemed to have automatically accepted the change to the Customer’s Charges, unless the Customer’s affirmative, express consent to such change is required under applicable law. If required by applicable law, the Company will remind the Customer of the Customer’s termination and modification right, any applicable time-period, and the consequences of not terminating.

Non-Payment

The Customer agrees that if the Company is unable to collect the Charges for the Services through the Customer’s Payment Method, the Company may, to the extent not prohibited by applicable law, take any other steps it deems necessary to collect such Charges from the Customer and that the Customer will be responsible for all costs and expenses incurred by the Company in connection with such collection activity, including collection fees, court costs, and attorneys’ fees. The Customer further agrees that, to the extent not prohibited by applicable law, the Company may collect interest at the lesser of 1.5% per month or the highest amount permitted by law on any Charges not paid when due.

Without limiting the Company’s rights in any other section of this Agreement, if any failure to pay Charges continues for five (5) calendar days following the due date, the Company may terminate, suspend, or disconnect the Customer’s Services immediately and without prior notice.

Promotional Rates and Discounts

Subscription Fees or Renewal Fees specified in an Order Form may include a promotional rate, discount, sale, or special offer, which may be temporary and may expire (i) per the terms of the offer pursuant to the applicable Order Form, or (ii) upon the expiration of the Subscription Term. The expiration of the discount or promotional pricing may expire without additional notice to the Customer, unless specified in an Order Form or as required by applicable law. The Company reserves the right to discontinue or modify any promotion, discount, sale, or special offer in its sole discretion.

Term and Renewal

This Agreement shall commence as of the date the Customer subscribes to one or more Services through the signing or acceptance of an applicable Order Form by authorized representatives of both Parties (the “Effective Date”) and shall continue thereafter until the end of the Subscription Term. Individual Users will be granted access to the applicable Services pursuant to the corresponding Order Form on the Effective Date.

Upon the expiration of the Subscription Term, the Customer agrees that the Subscription Term will automatically renew for a successive duration equivalent in time to the Renewal Term, as set forth in the applicable Order Form. Upon the renewal of the Subscription Term, the Customer agrees that the Subscription Fee will automatically renew to a value equivalent to the Renewal Fee. If not expressly set forth by the Order Form, the Renewal Term and Renewal Fees shall default to the same duration and fee as the initial Subscription Term and Subscription Fee, respectively.

The Company will notify the Customer prior to the auto-renewal of the Customer’s subscription. Unless the Customer’s Order Form expressly states otherwise or applicable law prohibits automatic renewal, each renewed Subscription Term for access to the Services pursuant to an Order Form will begin automatically at the end of the then-current Subscription Term, unless either Party provides written notice of termination or modification of the Services provided under such Order Form (i) at least thirty (30) calendar days prior to the expiration of the then-current Subscription Term, or (ii) within the notice period required by applicable law (collectively, (i) and (ii), the “Renewal Notice Period”).

In order to terminate or modify the affected Services, the Customer must provide notice to the Company, via the billing portal (if available for the Customer’s account) or in an e-mail to [email protected], in accordance with the Renewal Notice Period. Any statutory rights the Customer may have under the applicable laws to terminate the Customer’s Services at an earlier time during the Subscription Term remain unaffected by this clause, and, if required by applicable law, the Company will send the Customer a reminder notice prior to the expiration of the then-current Subscription Term (and in accordance with the notice periods specified in this Agreement or other such deadline set by applicable law that may apply to the Customer) reminding the Customer of the Customer’s right to terminate the affected Services and how to do so.

If the Customer does not enter into a paid subscription prior to the expiration of the Subscription Term, the Users’ access to the Services shall cease and terminate in accordance with the provisions set forth in this Agreement.

Cancellation

The Customer may stop using or cancel the subscription to the Services pursuant to an applicable Order Form at any time by e-mailing [email protected]. In the event of a cancellation, unless otherwise specified by the Company, the Customer’s subscription shall continue until the end of the current Subscription Term and shall terminate at the completion of that period. At the end of the Subscription Term, all Users’ access to the Services will cease and terminate in accordance with the provisions set forth in this Agreement.

All applicable Subscription Fees for the current Subscription Term will be due and payable. The Customer shall not be charged after a cancellation.

Termination And Access Restriction

This Agreement may be terminated prior to the completion of the Subscription Term as set forth herein. In the event of the termination of this Agreement for any reason, all User Accounts and Users’ access to the Services and the related services or any portion thereof made pursuant to an Order Form will be revoked and terminated.

Either Party may terminate this Agreement for cause, effective immediately upon written notice to the other Party (the “Defaulting Party”) if the Defaulting Party (i) materially breaches this Agreement, and such breach is incapable of cure, or with respect to a material breach capable of cure, the Defaulting Party does not cure such breach within 10 days after receipt of written notice of such breach; (ii) becomes insolvent or admits its inability to pay its debts generally as they become due; (iii) becomes subject, voluntarily or involuntarily, to any proceeding under any domestic or foreign bankruptcy or insolvency law, which is not fully stayed within seven business days or is not dismissed or vacated within 45 business days after filing; (iv) is dissolved or liquidated or takes any corporate action for such purpose; (v) makes a general assignment for the benefit of creditors; or (vi) has a receiver, trustee, custodian, or similar agent appointed by order of any court of competent jurisdiction to take charge of or sell any material portion of its property or business.

In the event of such termination, if the Customer or any individual User is the Defaulting Party, the Customer shall not be entitled to a refund of any portion of the Subscription Fees and shall remain liable for any remaining Subscription Fee payments and outstanding Charges.

If a default is attributable solely to an individual User, the Company, in its sole discretion, may instead decide to only revoke and terminate the offending individual User’s access and use of all Services. In the event of such termination, the offending individual User will no longer be permitted to use or access any of the Company’s Services in the future, and the Customer shall remain responsible for ensuring continued compliance by its other remaining authorized Users.

The Company reserves the right, in its sole discretion, to restrict, monitor, suspend or revoke any User’s access to the Services, Content, or any portion thereof at any time, including in cases of behavioral misconduct, violations of this Agreement, security breaches, or failure to meet participation requirements.

The Company also reserves the right, in its sole discretion, to terminate any User’s access to the Services or any portion thereof at any time, effective immediately upon written notice to the Customer, without cause. In the event of such termination, the Customer shall be entitled to receive a pro rata refund of any prepaid and unused Subscription Fees and shall be excused from any remaining Subscription Fee payments under a payment plan.

No Refunds

All sales are final, and the Company does not offer any money-back guarantees. The Customer recognizes and agrees that, unless otherwise specified in this Agreement, the Customer shall not be entitled to a refund for any purchase under any circumstances.

Beta Features

From time to time, the Company may offer access to new features, Content, or programs in “beta” or pilot form (“Beta Features”). Such features are provided “as-is” without warranties, and may be modified or discontinued at any time without notice.

Changes To Services

The Company may add, change or remove Content, features or functionality to any of the Services; modify or introduce limitations to certain features; or discontinue Services altogether at any time. If the Customer is on a paid subscription and the Company discontinues one of the Services the Customer’s authorized Users are using during the Customer’s Subscription Term, the Company will migrate or make available to the Users a substantially similar service provided by the Company (if available) and if unable to do so, the Company will provide the Customer a pro-rata refund of fees prepaid for the remaining period of the Customer’s subscription.

Customer Obligations

The Customer is responsible for providing all hardware, software, networking, and communications capabilities necessary for the Users’ access to any Service. The Customer will, and it will cause its Users to, abide by and ensure compliance with, all the terms and conditions of this Agreement. Use of the Services is void where prohibited. The Customer is responsible for its and its Users’ access to and use of the Services. The Customer is responsible for the activities of all its Users, including ensuring that all Users will comply with the terms and conditions of this Agreement and any applicable Company policies. The Customer acknowledges that it remains liable for the acts and omissions of any third party that it allows, enables, or otherwise provides access to the Services, whether or not such access was expressly permitted by the Company.

The Customer agrees to take full responsibility for any harm or damage any of its Users suffers as a result of the use, or non-use, of the information available in any Service. The Customer agrees to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended in any Service.

User Obligations

Each User acknowledges and agrees that by accessing or using the Services, they individually accept and are bound by the terms of this Agreement, regardless of whether the User’s access is provided under a Customer account. Users remain personally responsible for compliance with this Agreement, including after termination of their relationship with the Customer.

If a User’s relationship with the Customer terminates for any reason, including, but not limited to, resignation, termination, or contract expiration, the User remains individually bound by the obligations in this Agreement that, by their nature, survive termination, including but not limited to confidentiality, intellectual property rights, and prohibited uses. The User shall be personally liable for any breaches of this Agreement following separation from the Customer.

Intellectual Property

All Content included as part of the Services, and any software used on the Platform, is the property of the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights.

The Company name, the Company logo, the Company slogan, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans in any of the Services are the trademarks of their respective owners.

Any User’s access to or use of any of the Services does not result in a transfer of any intellectual property to the Customer or any individual User, and, as a condition of participation in the Services, the Customer and its Users agree to observe and abide by all copyright and other intellectual property protection.

License Grant

Each User is granted a single-use, temporary, non-exclusive, non-transferable, revocable license to access and use the Services and its associated Content and resources. The Customer and its Users hereby agree that the Customer and its Users will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the Content, in whole or in part, found in any of the Services.

The Company Content is not for resale. Any User’s participation in a Program does not entitle the Customer or any individual User to make any unauthorized use of any protected Content, and in particular Users will not delete or alter any proprietary rights or attribution notices in any Content. Each User will use protected Content solely for the User’s individual use, and will make no other use of the Content without the express written permission of the Company and the copyright owner. The Customer and its Users agree that neither the Customer nor any User acquires any ownership rights in any protected Content. The Company does not grant the Customer or any individual User any licenses, express or implied, to the intellectual property of the Company or the Company’s licensors except as expressly authorized herein.

The Customer and its Users hereby agree that any infringement of the Company’s intellectual property shall result in an immediate termination of the license granted hereunder. To be clear, if the Customer or any individual User violates the Company’s intellectual property rights, the Company’s and all Users’ access to the Program will be terminated immediately, and the Company shall not be entitled to a refund of any portion of the fees paid by the Customer.

Confidentiality

The Company respects the privacy of its clients and will not disclose any information the Customer or any individual User provides except as set forth in this Agreement. As a condition of accessing and using any of the Services, the Customer and its Users hereby agree to respect the privacy of all other users of the Services and to respect the Company’s confidential information.

Specifically, You shall not share any information provided by other Program participants outside of the bounds of the Program without the express written permission from such other participant to share the information. Similarly, the Content of any Program contains the Company’s proprietary methods, processes, forms, templates, and other information. The Customer and its Users hereby agree not to share the information provided to the Customer or any individual User in the Program with anyone other than the Company, its owners and employees.

Warranties Regarding Competing Products

You represent and warrant that You do not currently offer or plan to offer, create, promote, or sell any product that competes with the Company or any of its Services. Further, You agree not to use anything You learn as a result of using any of the Services to create a competing product or service for no less than eight years after this Agreement is terminated.

Your Submissions

The Company does not claim ownership of the information or materials You may provide during the delivery of any of the Services (including feedback and suggestions) or post, upload, input, or submit to any Company website or the Company’s associated services (collectively “Submissions”).

However, by posting, uploading, inputting, providing, or submitting a Submission, You are granting the Company, the Company’s affiliated companies, and necessary sub-licensees permission to use the Submission in connection with business operations including, without limitation, the rights to (i) copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat the Submission; and (ii) to publish Your name in connection with Your Submission.

In other words, the Company has the right to include Your Submissions—including any audio or video recordings of You participating in any sessions as part of any of the Services—in any Services and other marketing material going forward.

No compensation will be paid with respect to the use of any Submission, as provided herein. The Company is under no obligation to post or use any Submission that is provided and may remove any Submission at any time in the Company’s sole discretion.

By posting, uploading, inputting, providing, or submitting a Submission, You warrant and represent that You owns or otherwise controls all of the rights to the Submission as described in this section including, without limitation, all the rights necessary to provide, post, upload, input, or submit the Submissions.

You agree that, if a third party claims that any material you have contributed to any of Your Submissions is unlawful, You will bear the burden of establishing that the material complies with all applicable laws.

Media Authorization

As a condition of accessing and using the Services, You authorize the Company to record You via video tape, video camera, film, screen recording, screen capture, photograph or any other medium, or record Your voice, conversation and sounds, including any acts, performances or statements made by You (collectively, the “Recordings”) during the delivery of the Services. You understand and acknowledge that live sessions (whether in-person or virtual) may be recorded by the Company, and that Your voice, image, and contributions may be captured in the presence of other participants. The Company reserves the right to use these recordings commercially for all legal purposes.

You hereby irrevocably permit, authorize, grant, and license the Company and its affiliates, successors, assigns, officers, directors, employees, and agents the right to display, publicly perform, exhibit, transmit, broadcast, reproduce, record, photograph, digitize, modify, edit, adapt, create derivative works of, sell, rent, license, or otherwise use the Recordings—including Your name, image, likeness, voice, appearance, and biographical information—without additional compensation to You. These rights extend to any format or medium now known or later developed, worldwide and in perpetuity, for the promotion, advertising, sale, publicizing, or other commercial use of any Company products, services, or programs, or for any other lawful business purpose.

You waive any right of inspection or approval of the Recording or the uses to which such Recordings may be put. You acknowledge that the Company will rely on this permission and may incur substantial costs thereby, and You hereby agree not to assert any claim of any nature whatsoever against anyone relating to the exercise of the rights and permissions granted hereunder.

The Company shall be the exclusive owner of all rights, including copyright, in and to the Recordings. You hereby irrevocably transfer, assign, and otherwise convey to Company Your entire right, title, and interest, if any, in and to the recordings and all copyrights and other intellectual property rights in the Recordings arising in any jurisdiction worldwide in perpetuity, including all registration, renewal, and reversion rights, and the right to sue to enforce such copyrights against infringers.

Links To Third Party Resources

The Services may include hyperlinks to external websites maintained or controlled by others (each, a “Linked Resource” and collectively, the “Linked Resources”). The Linked Resources are not under the control of the Company and the Company is not responsible for the contents of any Linked Resource, including without limitation any link contained in a Linked Resource, or any changes or updates to a Linked Resource. The company is not responsible for and does not routinely screen, approve, review or endorse the material of or use of any of the products or services that may be offered at these Linked Resource. The Company is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the Company or any association with its operators.

The Services may include links to unmoderated forums containing the personal opinions and other expressions of the persons who post entries on a wide range of topics. Neither the content of these Linked Resources, nor the links to other websites from Linked Resources, are screened, approved, reviewed or endorsed by the Company or any Company-affiliated entity.

If You decide to access any of the third-party websites linked to from any of the Company’s Services, you do this entirely at Your own risk and You are required to follow the privacy policies and terms and conditions set forth by those third-party websites. The text and other material on these sites are the opinion of the specific author and are not statements of advice, opinion, or information of the Company.

Certain services made available via the Services are delivered by third-party websites and organizations. By using any product, service, or functionality originating from the Services, You hereby acknowledge and consent that the Company may share such information and data with any third party with whom the Company has a contractual relationship to provide the requested product, service or functionality.

Third-Party Services

The Services may be integrated with or delivered through third-party platforms, including but not limited to learning management systems, video conferencing tools, community and communication platforms, file sharing and collaboration tools, email marketing services, customer support systems, and payment processing systems. Your use of any such third-party services is subject to their respective terms of use and privacy policies. The Company is not responsible for any issues, losses, or damages arising from Your use of these third-party services.

Free Content

In connection with the marketing and sales of the Services, the Company may from time to time provide various resources on the Platform, which individuals may access by providing information, including but not limited to, a name or e-mail address (the “Free Content”). The Company grants You a limited, personal, non-exclusive, non-transferable license to use the Company’s Free Content provided in exchange for information for Your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that You have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Free Content in any manner.

By downloading the Free Content, you agree that the Free Content you download may only be used by You for Your personal or business use and may not be sold or redistributed without the express written consent of the Company.

By downloading the Free Content, you further agree that You shall not create any derivative work based upon the Free Content and You shall not offer any competing products or services based upon any information contained in the Free Content.

Guests

The Company may, from time to time, provide information from a third party in the form of a podcast guest interview, interview on another platform, guest blog post, or other medium (each, a “Guest” and collectively, the “Guests”). The Company does not control the information provided by such Guests, is not responsible for investigating the truth of any information provided, and cannot guarantee the veracity of any statements made by such Guests.

Individuals who agree to appear as Guests on any podcast offered by the Company agree to transfer all intellectual property rights the Guests may have in any such interviews to the Company and further provide a license to any rights the Guests are unable to assign.

Use Restrictions

As a condition of Your use of the Services, You warrant to the Company that You will not use the Services or any Content for any purpose that is unlawful or prohibited by this Agreement.

You may not use the Services or any Content in any manner that could damage, disable, overburden, or impair the Platform or interfere with any other party’s use and enjoyment of the Platform. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Services. You will not bypass, modify, defeat, or circumvent security features that protect the Platform or Content.

You agree to observe and abide by all copyright and other proprietary notices, service marks, trademark notices, legends or other restrictions contained in any such Content and will not make any changes thereto.

You will not copy, distribute, broadcast, publicly perform, save, install or otherwise preserve any Content on Your computer or other technology (except to the extent otherwise expressly stated on a particular item of Content). You will not sub-license, sell, rent, lease, loan or otherwise directly exploiting any part of the Services or Content for commercial gain; You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the Content, in whole or in part, found in any of the Services or any relevant resources.

You may not use Company computing resources or the Platform to disseminate unsolicited advertising or promotional material of any kind.

You will not encourage, assist or authorize any other person to do any of the foregoing unlawful or prohibited use activities.

Personal Conduct

As a condition of accessing and using the Services, You agree to conduct Yourself in a respectful, professional, and inclusive manner at all times when interacting with Company staff, instructors, guests and other participants, Users or Customers. This includes but is not limited to interactions in live classrooms, virtual breakout rooms, community forums, and any shared communication channels facilitated by the Company.

You agree not to (i) harass, threaten, discriminate against, or otherwise engage in abusive or disruptive behavior; (ii) use discriminatory or offensive language in any communication, including live sessions, forums, chats, or discussion groups; (iii) disrupt or interfere with the learning experience of others; (iv) record or distribute any session, discussion, or user interaction without prior written consent from the Company and all involved parties; or (v) solicit or promote third-party services or offerings without prior written authorization from the Company.

The Company reserves the right to remove You from any course, session, or Service without refund or prior notice if, in the Company’s sole discretion, Your behavior violates this provision or otherwise negatively impacts the experience of others. In severe cases, such conduct may result in permanent suspension from future use of and access to Company Services.

For Educational And Informational Purposes Only

As set forth more fully in the Disclaimer, the Content contained within the Services are for educational and informational purposes only.​ The Content contained within the Services is not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any other professional advice.

Accuracy And Personal Responsibility

As set forth more fully in the Disclaimer, the Company has done its best to ensure that the information provided within the Services and all associated resources are accurate and provide valuable information, but the Company cannot guarantee the accuracy of the information. Neither the Company nor any of its owners or employees shall be held liable or responsible for any errors or omissions found within any of the Services or for any damage You may suffer as a result of failing to seek competent advice from a professional who is familiar with Your situation.

By using any of the Services, You accept personal responsibility for the results of Your actions. You agree to take full responsibility for any harm or damage You suffer as a result of the use, or non-use, of the information available from the Services or any associated resources. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended by the Services.

No Guarantees As To Results

​As set forth more fully in the Disclaimer, You agree that the Company has not made any guarantees about the results of taking any action, whether recommended in any of the Services or not. The Company provides educational and informational resources that are intended to help You succeed. You nevertheless recognize that Your ultimate success or failure will be the result of Your own efforts, Your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

Your access to and use of any of the Company’s services does not guarantee certification, job placement, promotion, or other professional outcomes. Any certificates that are issued by the Company may be issued at the sole discretion of the Company and subject to Your completion of required exercises, activities, assignments or assessments.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others—whether clients of the Company or otherwise—applying the principles set out in any of the Services provided by the Company are no guarantee that you or any other person or entity will be able to obtain similar results.

No Warranties

THE COMPANY MAKES NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF ANY SERVICES, INCLUDING ANY TECHNOLOGICAL ASPECTS OF SUCH SERVICES. THE COMPANY FURTHER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS, PRODUCTS, BOOKS, OR SERVICES INCLUDED IN OR THROUGH THE SERVICES. TO THE FULLEST EXTENT PERMISSIBLE UNDER THE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation of Liability

YOU AGREE TO ABSOLVE AND DO HEREBY ABSOLVE THE COMPANY OF ANY AND ALL LIABILITY OR LOSS THAT YOU OR ANY PERSON OR ENTITY ASSOCIATED WITH YOU MAY SUFFER OR INCUR AS A RESULT OF USE OF THE SERVICES AND/OR ANY INFORMATION AND RESOURCES CONTAINED IN ANY OF THE SERVICES. YOU AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR USE OF ANY SERVICES.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICE INCLUDED OR AVAILABLE THROUGH ANY SERVICES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION IN ANY SERVICES. THE COMPANY AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO ANY SERVICES AT ANY TIME WITHOUT NOTICE.

THE COMPANY AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED IN ANY SERVICES FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED “AS-IS” AND “AS-AVAILABLE” WITHOUT WARRANTY OR CONDITION OF ANY KIND. THE COMPANY AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF ANY SERVICES, WITH THE DELAY OR INABILITY TO USE ANY SERVICES OR RELATED SERVICE, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS OBTAINED THROUGH ANY SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF ANY SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF THE COMPANY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH THE SERVICES OR ANY PORTION OF IT, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES.

Force Majeure

The Company shall not be liable or responsible to You, nor be deemed to have defaulted or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of the Company including, without limitation, acts of God, flood, fire, earthquake, hurricane, explosion, governmental actions, war, invasion, or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, epidemic, lock-outs, strikes or other labor disputes (whether or not relating to either Party’s workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.

Arbitration

You hereby expressly waive any and all claims You may have, now or in the future, arising out of or relating to any Services.

To the extent that You attempt to assert any such claim, each claimant hereby expressly agrees to present such claim only through binding arbitration to occur in St. Thomas, VI. You further agree to and do hereby waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any individual claims You and/or any entity related to You asserts against the Company. To the fullest extent permissible by law, the claimant shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.

International Access

The Services are controlled, operated and administered by the Company from the Company offices within the United States of America (“U.S.A.”). If You access the Services from a location outside the U.S.A., You are responsible for compliance with all local laws. You agree that you will not use the Company Content accessed through the Services in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of Your use of or inability to use any of the Services, any Submissions made by You, Your violation of any terms of this Agreement, violation of any rights of a third party, or violation of any applicable laws, rules, or regulations. The Company reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, in which event You shall fully cooperate with the Company in asserting any available defenses.

Modifications

The Company may from time to time make modifications, deletions, and additions to this Agreement and any policies or agreements referenced in this Agreement (“Changes”). Changes to this Agreement will be made available via a Company-provided website accessible over the internet. By continuing to use any Services after any revised Agreement becomes effective, You agree to be bound by the new Agreement. You agree to regularly check for the most recent version of this Agreement and regularly review this Agreement for any applicable Changes.

In some instances, the Company may notify You of a Change and also may request express confirmation of Your consent to a Change. If a Change requires a specific notice pursuant to applicable law, the Company will provide You with such notice in the manner prescribed by applicable law, together with any required notification of Your rights.

You agree that the Company may also modify, delete, and make additions to its guides, statements, policies, and notices, with or without notice, and for similar guides, statements, policies, and notices applicable to Your use of the Services by posting an updated version on the applicable webpage.

No other amendments to or modifications of this Agreement by You shall be valid or enforceable.

Severability

If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.

Survival

All sections of this Agreement which, by their nature should survive termination or expiration, will survive, including sections pertaining to confidential information, intellectual property, license rights granted by You to the Company, payment obligations, warranty disclaimers, indemnification, arbitration, and the limitation on liability.

Waiver

No waiver by any Party of any of the provisions of this Agreement shall be effective unless explicitly set forth in writing and signed by the Party so waiving. Except as otherwise set forth in this Agreement, no failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from this Agreement shall operate or be construed as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power, or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.

Assignment

You may not assign Your rights or transfer any of Your obligations under this Agreement without the Company’s prior express written consent. Any purported assignment or transfer in violation of this section is null and void. The Company may assign the Company’s rights or transfer any or all of the Company’s obligations under this Agreement at any time, without prior notice to You, (i) in the event of a merger, acquisition, or sale of all or substantially all of the Company’s assets, or (ii) to the Company’s affiliate. This Agreement is binding upon, and inures to the benefit of, the Parties and their respective permitted successors and assigns.

Relationship Of The Parties

The relationship between the Parties is that of independent contractors. Nothing contained in this Agreement shall be construed as creating any agency, partnership, employment, joint venture or other form of joint enterprise, employment or fiduciary relationship between the Parties, and neither Party shall have authority to contract for or bind the other Party in any manner whatsoever.

The Company’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of the Company’s right to comply with governmental, court, and law enforcement requests or requirements relating to Your use of the Services or information provided to or gathered by the Company with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Equitable Relief

Both Parties agree that a material breach of the Intellectual Property or Confidentiality provisions of this Agreement or restrictions set forth herein may cause irreparable injury to other Party for which monetary damages alone would not be an adequate remedy, and therefore the Party shall be entitled to seek equitable relief in addition to any other remedies it may have hereunder or at law, without the requirement of posting bond or proving actual damages.

No Third-Party Beneficiaries

This Agreement benefits solely the Parties to this Agreement and their respective permitted successors and assigns and nothing in this Agreement, express or implied, confers on any other person any legal or equitable right, benefit or remedy of any nature whatsoever under or by reason of this Agreement.

Notice

The Company may give notice to You by (i) electronic mail to Your e-mail address on record in Your account information, (ii) written communication sent by letter delivered by a nationally recognized overnight delivery service, or (iii) first-class postage prepaid mail to Your mailing address on record in Your account information. You are responsible for ensuring that the e-mail address and mailing address on record are current. You agree that any notice sent to the then-current e-mail or mailing address in the Company’s systems is adequate and binding notice. You will provide notice to us (such notice is deemed given when received by the Company) by letter delivered by a nationally recognized overnight delivery service or first-class postage prepaid mail to H4 Ventures LLC at “Attention Legal Dept., H4 Ventures LLC, P.O. Box 303828, St. Thomas, VI, 00803”.

Counterparts

This Agreement may be executed in counterparts, each of which is deemed an original, but all of which together are deemed to be one and the same agreement.

Entire Agreement​

This Agreement, along with the Company’s Privacy Policy, and Disclaimer, constitutes the entire agreement between You and the Company with respect to any Services, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between You and the Company with respect to the Services. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Contact Us

The Company welcomes your questions or comments regarding the Terms of Service:

H4 Ventures LLC
P.O. Box 303828
St Thomas, United States Virgin Islands, 00803, United States

Email Address: [email protected]

Effective as of April 18, 2025